Learn the essentials of insurance terms, coverage types, and how it all works. Perfect for beginners and curious readers.
Decoding Insurance: The 10 Terms That Can Impact Your Coverage Understanding insurance terms is crucial before signing a policy, as it can greatly impact your coverage and financial security. Insurance terms, policy language, and insurance definitions can be complex and overwhelming, but it’s essential to grasp them to make informed decisions. In this article, we…
Rising insurance premiums and increasing insurance costs are significant concerns for many Americans, with premium increases affecting millions of people who obtain their health coverage through individual exchanges or employer-sponsored plans. National estimates predict that spending on private health coverage may exceed $1.5 trillion in 2023, highlighting the need to understand the factors driving these…
Health Insurance Laws in 2025: What’s Changed Understanding 2025 health insurance laws is crucial for individuals and families to make informed decisions about their coverage. The 2025 benefit year brings significant changes, including the Federal Poverty Level (FPL) income threshold for premium tax credit eligibility, which is determined based on 2024 poverty guidelines. This affects…