What is AAA Auto Insurance?
AAA operates as a parent company to various subsidiaries, including Auto Club Enterprises Insurance Group, The Automobile Club Group, and AAA Auto Club South, among others. This structure allows AAA to provide auto insurance services across the country, catering to a wide range of customers. By having multiple regional subsidiaries, AAA can offer localized insurance solutions while maintaining a national presence.
The company’s approach to auto insurance is unique in that it combines traditional insurance coverage with the benefits of AAA membership, such as roadside assistance.
AAA’s Insurance Reputation and Ratings
AAA Auto Insurance has garnered impressive reputation ratings. The company as a whole carries an AM Best Financial Strength Rating of A+, indicating its strong financial stability. Additionally, AAA has an A- A-rating from the Better Business Bureau (BBB), reflecting its commitment to customer satisfaction and ethical business practices.
These ratings are a testament to AAA’s reliability and financial strength, making it a trustworthy insurance company for customers to choose from.
AAA Auto Insurance Coverage Options
AAA auto insurance provides a range of coverage options to protect drivers on the road. With various plans available, drivers can choose the level of protection that suits their needs.
Standard Coverage Options
AAA’s standard auto insurance coverage includes several key components. These are:
- Liability coverage, which covers injuries or damage you cause to others.
- Collision coverage pays for damage to your vehicle in the event of a collision.
- Comprehensive coverage, which covers theft and non-collision damage to your vehicle.
- Uninsured motorist coverage protects you against drivers without adequate insurance.
- Personal injury protection/medical payments, covering medical expenses for you and your passengers.
These coverage options are designed to provide a solid foundation for your auto insurance needs.



